Junior Operations Officer (Payments)

Testaferrata street, Ta’ Xbiex, Malta
Hours per week
40 hours
Education level
Master, Bachelor
The Junior Operations Officer (Payments) will report directly to the Chief Officer – Centralised Operations (COO) and will be part of the payments team which is responsible for the bank’s day to day payments function.

What will you do

  • Responsible for monitoring / processing daily outgoing and incoming payments including manual, single, batch, urgent payments through SEPA, SWIFT and third party payment providers;
  • Ensures all payments are handled within internal / external rules, internal / external cut-off times and internal product requirements;
  • Liaises daily with cards and lending operators for all matters related to payments;
  • Liaises with correspondent banks and third party payment providers on any issues related to payments;
  • Provides daily reporting required for reconciliation purposes;
  • Assists in preparing invoices and settlements from correspondent banks and third party payment providers;
  • Handles daily payments related reconciliations;
  • Ensure adherence to the bank’s payments related policies;
  • Other responsibilities may include:

  • Assist in daily, weekly and monthly cards and corporate reconciliations;
  • Assist in the cards daily operations and second level customer support;
  • Assist in documentation of the team’s Operational Procedures;
  • Providing ideas and suggesting ways for the improvement of operational systems, processes and procedures;
  • Execute ad hoc tasks as may be requested by the COO.
  • Required skills

  • Ordinary / Advanced level qualifications or equivalent;
  • Experience within similar operational role within a financial services institution;
  • Excellent command of English language;
  • Good communication and organisation skills;
  • Ability to manage time and prioritise work;
  • Good knowledge of Microsoft Office tools especially MS Excel;
  • The following are considered an asset:
    o Command of Spanish, German or French languages;
    o Experience with correspondent banks, SEPA , SWIFT and Payment Service Providers;
    o Experience in a Bank’s Treasury Department;
    o General accounting experience;
  • What do we offer

    We are team workers and cross functional collaborators - we don't have boundaries when it comes to getting work done. There are lots of opportunities for you within in and outside your role. We invest in our people, not just with a great pay and benefits package and good coffee (and Friday beers), but in focusing on your growth and development - we encourage innovation and 'getting involved' - we celebrate success. We are an inclusive, multi-cultural and diverse company with many different nationalities represented.