Jobs

Senior Credit Modeller - Credit Card – Experience - Hybrid (Hold a UK or EU Passport)

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Location
The Emporium, C De Brocktorff Street, Msida, MSD 1421, Malta
Hours per week
40 hours
Education level
Higher Education
We are seeking a motivated experienced Analytical Modeller to join our Credit Team. This is an exciting opportunity for a Credit Modeller professional in the Development and Monitoring of Credit Card Models that support key business decisions across our lending and portfolio management.
As an experienced Credit Modeller, you will develop and maintain models such as probability of default and customer value. Working closely in partnership with other modellers and cross-functional teams you’ll apply statistical techniques and data analysis to help assess and manage credit to drive business performance.
This role offers excellent exposure to real-world modelling practices in a highly regulated industry, with opportunities to grow your skills in analytics, programming and financial management.

Role Description:

  • Develop and maintain models for Credit Portfolios, including Application Scores and Behavioural Scoring.
  • Work with deployment teams to implement models, and with Strategy Teams on use of the models.
  • Carry out Analytical Tasks related to Modelling.
  • Produce or use Monitoring / MI to assess the impact and performance of risk decisions / models and deliver accurate, logical and insightful commentary alongside the MI.
  • Have a keen eye for detail to ensure that any issues and/or concerns are effectively communicated.

Skills & Experience: 

  • Proven Previous Modelling / Analytical Background.
  • Credit Card Specific Experience.
  • Prior Coding experience in two or more of the following Programme Languages: SAS, SQL, Python or R (Python scikit-learn / statsmodels linear and logistic regression modelling experience is a plus).
  • Proven Experience Reviewing and Analysing Data and Draw thorough conclusions.
  • Prior Experience demonstrating effective Communication Skills.
  • Bachelor’s or Master’s Degree in a Quantitative Field.
  • Practical Experience in Developing Empirical Models.

Being open to different points of view is important for our business and the communities we serve. At Novum, we’re dedicated to creating diverse and inclusive workplaces. Our recruitment processes are accessible to everyone - no matter their gender, ethnicity, disability, religion, sexual orientation, or age.

Benefits:

  • Excellent Salary
  • Private Medical Insurance
  • Annual Bonus
  • Social Events