Novum Bank Limited lending is all about saying YES to consumers across Europe. We are in the short-term micro-loans space offering fast, reliable and responsible finance products.
Our operational systems offer best in class risk management, fast decision engines and almost real time pay-out capabilities across Europe.

Novum Bank Limited operates in the micro-loans business through its brand Cashper, one of the leading players in the market.

We are currently active in Spain, Germany, Austria, France and Denmark and we are looking forward to expanding our business even further.

For more information about Cashper in each country, visit the local websites:

Cashper Spain:
Cashper Germany:
Cashper Austria:
Cashper France:
Cashper Denmark:


Cashper, your friendly financier